Speedy loans are a type of short-term loan that can provide quick access to cash when needed. These loans are designed to help people who are facing a financial emergency or unexpected expense and need funds quickly. Speedy loans can be a good option for those who do not have access to traditional credit or who do not want to take out a long-term loan.
Understanding Speedy Loans Speedy loans are typically small-dollar loans that are repaid over a short period of time, usually within a few weeks or months. These loans are often used to cover unexpected expenses, such as car repairs, medical bills, or home repairs. Speedy loans can be a good option for those who need cash quickly and cannot wait for a traditional loan application process.
The Application Process Applying for a speedy loan is usually a quick and easy process. Most lenders offer online applications that can be completed in a matter of minutes. Applicants typically need to provide basic personal and financial information, such as their name, address, income, and employment status. Once the application is submitted, the lender will review the information and make a decision on whether to approve the loan.
- Speedy loans are a type of short-term loan that can provide quick access to cash when needed.
- The application process for speedy loans is usually quick and easy, with most lenders offering online applications that can be completed in minutes.
- Speedy loans can be a good option for those who need cash quickly and cannot wait for a traditional loan application process.
Understanding Speedy Loans
Speedy Loans is a lending company that offers personal loans to consumers. The company is known for its fast loan approval process and quick disbursement of funds. Speedy Loans offers loans ranging from $100 to $5,000 with repayment terms from 3 to 36 months.
One of the advantages of Speedy Loans is its easy online application process. Customers can apply for a loan online and receive a decision within minutes. The funds are then deposited into the customer’s bank account as soon as the next business day.
Speedy Loans Reviews
Speedy Loans has mixed reviews from customers. Some customers have praised the company for its fast loan approval process and excellent customer service. However, other customers have complained about high-interest rates and hidden fees.
According to ConsumerAffairs, Speedy Loans has an overall rating of 3.5 out of 5 stars based on over 1,800 customer reviews. The company has received both positive and negative feedback from customers.
Customers who have had positive experiences with Speedy Loans have praised the company for its fast and easy loan process. Many customers have also noted the excellent customer service they received.
On the other hand, customers who have had negative experiences with Speedy Loans have complained about high-interest rates and hidden fees. Some customers have also reported issues with the repayment process.
Overall, Speedy Loans may be a good option for consumers who need fast access to cash. However, customers should carefully review the terms and conditions of the loan before accepting the funds.
The Application Process
The application process for Speedy Loans is designed to be quick and easy, allowing customers to get the funds they need as soon as possible. To begin the process, customers can visit the Speedy Cash website and fill out an online application. The application will ask for basic personal information, including name, address, phone number, and email address.
Once the application is submitted, Speedy Cash will review the information provided and determine whether the customer is eligible for a loan. Eligibility requirements vary depending on the type of loan being applied for, but generally include factors such as credit score, income, and employment status.
If the customer is approved for a loan, they will be notified of the loan amount and terms, including interest rates and repayment schedules. The customer will then need to sign a loan agreement and provide any additional documentation required by Speedy Cash.
Customers who prefer to apply for a loan in person can visit one of the many Speedy Cash locations throughout the country. They will need to bring a valid photo ID, proof of income, and proof of address. The loan application process is similar to the online application, with customers providing basic personal information and undergoing a credit check.
Overall, the application process for Speedy Loans is straightforward and designed to be as quick and easy as possible. Customers can apply online or in person, and eligibility requirements vary depending on the type of loan being applied for. With Speedy Cash’s commitment to providing fast, reliable service, customers can get the funds they need when they need them most.
Speedy Cash offers fast and friendly customer service to assist customers with their loan services questions. Customers can contact Speedy Cash by phone, fax, or email. The customer service phone number is 1-888-333-1360, and the Spanish language customer service phone number is 1-855-734-0111. The customer service hours are Monday through Friday from 8am to 8pm (CT) and Saturday from 9am to 12pm (CT). Speedy Cash is closed on Sundays.
For past due accounts, customers can contact Speedy Cash by phone or fax. The phone number for past due accounts is 1-800-856-2911, and the fax number is 1-316-771-8801. The past due account customer service hours are Monday through Friday from 8am to 9pm (CT) and Saturday from 9am to 4pm (CT). Speedy Cash is closed on Sundays.
Speedy Cash prides itself on having 100% US-based customer support. The company treats its customers right and is a proud member of the Online Lenders Alliance, whose Code of Conduct and Best Practices align with Speedy Cash’s values.
In addition to phone support, Speedy Cash offers an Information Station to help customers stay informed about money, personal security, and life in general. The company also has a Trustpilot rating with happy customers who have received the funds they needed quickly through loans and store services from Speedy Cash.
Finding Speedy Cash Locations
If you are interested in applying for a loan from Speedy Cash, you may be wondering where you can find a location near you. Fortunately, the company has numerous physical locations across the United States, making it easy to find a store in your area.
To find the nearest Speedy Cash location, you can use the company’s online store locator tool. Simply enter your zip code or city and state, and the tool will provide you with a list of nearby stores. You can also filter your search based on the type of loan you are interested in, such as payday loans, installment loans, or title loans.
In addition to the online store locator, Speedy Cash also offers a mobile app that can help you find a nearby store. The app is available for both iOS and Android devices and allows you to search for stores based on your current location.
If you prefer to speak with a representative to find a store, you can also call Speedy Cash’s customer service line at 1-888-333-1360. A knowledgeable team member can assist you in locating the nearest store and provide you with additional information about the loan options available at that location.
Overall, finding a Speedy Cash location near you is easy and convenient thanks to the company’s online store locator, mobile app, and customer service line.
Speedy Cash offers a variety of payment options to make it easy for customers to repay their loans. Customers can choose the option that works best for them based on their financial situation and preferences.
Customers can make a payment in person at any Speedy Cash location. This option allows customers to make a payment with cash, check, or debit card. Customers can also get assistance from a Speedy Cash representative if they have any questions or concerns.
Speedy Cash also offers online payment options, making it easy for customers to manage their loans from the comfort of their own home. Customers can make a payment by logging into their account on the Speedy Cash website. They can also set up automatic payments to ensure timely repayment.
Customers can make a payment over the phone by calling a Speedy Cash representative. This option is convenient for customers who are unable to make a payment in person or online.
Speedy Cash offers a payment plan option for customers who are unable to make their payment in full on their due date. This option allows customers to pay off their loan in installments over a longer period of time.
Overall, Speedy Cash provides a range of payment options to make it easy for customers to repay their loans. Whether customers prefer to make a payment in person, online, or over the phone, Speedy Cash has an option to fit their needs.
Types of Loans
Speedy Cash offers a variety of loan options to meet the needs of different customers. Here are some of the most common types of loans available:
Payday loans are short-term loans that are typically due on your next payday. They are designed to help you cover unexpected expenses or bridge the gap until your next paycheck. Speedy Cash offers payday loans up to $1,500, depending on your state of residence.
Installment loans are larger loans that are repaid over time with a set number of payments. Speedy Cash installment loans range from $300 to $5,000, depending on your state of residence and creditworthiness. These loans can be a good option if you need a larger amount of money and want to repay it over a longer period of time.
Title loans are secured loans that use your vehicle as collateral. Speedy Cash offers title loans up to $25,000, depending on your state of residence and the value of your vehicle. These loans can be a good option if you need a larger amount of money and have a vehicle that you own outright.
Line of Credit
A line of credit is a flexible borrowing option that allows you to borrow money up to a certain limit. You can borrow as much or as little as you need, and you only pay interest on the amount you borrow. Speedy Cash offers lines of credit up to $1,500, depending on your state of residence and creditworthiness.
Other Loan Options
Speedy Cash also offers other loan options, including personal loans, cash advances, and more. To learn more about the loan options available in your state, visit the Speedy Cash website or contact a customer service representative.
Overall, Speedy Cash offers a variety of loan options to meet the needs of different customers. Whether you need a small payday loan or a larger installment loan, Speedy Cash may have an option that works for you.
Frequently Asked Questions
What are the requirements for getting a loan from Speedy Cash?
To get a loan from Speedy Cash, applicants must be at least 18 years old and have a valid government-issued ID, proof of income, an active checking account, and a working phone number. Additionally, the specific requirements may vary depending on the type of loan and the state in which the applicant resides.
How quickly can I receive funds from an online loan?
The turnaround time for receiving funds from an online loan with Speedy Cash can vary depending on the type of loan and the applicant’s specific situation. However, in some cases, funds can be deposited into the applicant’s account as soon as the next business day.
What types of loans does Speedy Cash offer?
Speedy Cash offers a variety of loan types, including payday loans, installment loans, line of credit loans, and title loans. The availability of each loan type may vary depending on the state in which the applicant resides.
Are there any fees associated with Speedy Cash loans?
Yes, there are fees associated with Speedy Cash loans. The specific fees may vary depending on the type of loan and the state in which the applicant resides. However, some common fees include origination fees, late fees, and NSF fees.
How can I pay off my Speedy Cash loan early?
To pay off a Speedy Cash loan early, applicants can contact the customer service department to discuss their options. Depending on the type of loan and the specific situation, there may be penalties or fees associated with early repayment.
Are there any alternatives to Speedy Cash for fast cash loans?
Yes, there are alternative lenders that offer fast cash loans. Some popular alternatives include LendUp, CashNetUSA, and Check Into Cash. However, it is important to research each lender and compare their terms and fees before applying for a loan.