Boodle Loans: Everything You Need to Know

Boodle Loans is a South African online lending platform that offers quick and easy loans to individuals in need of financial assistance. With Boodle Loans, users can borrow up to R8,000 by simply completing an online application form and waiting for approval. The platform’s unique SmileRank┬« system rewards returning customers with higher loan amounts and faster approval times.

Boodle Loans

Understanding Boodle is easy. The platform offers short-term loans that are ideal for individuals who need cash quickly and don’t want to go through the hassle of traditional bank loans. Boodle Loans is also a great option for individuals who have bad credit or no credit history, as the platform takes a variety of factors into account when determining loan eligibility. With Boodle Loans, users have access to a reliable and trustworthy lending platform that is committed to providing excellent customer service and support.

Key Takeaways

  • Boodle Loans is an online lending platform that offers quick and easy loans to individuals in need of financial assistance.
  • The platform’s unique SmileRank┬« system rewards returning customers with higher loan amounts and faster approval times.
  • Boodle is a great option for individuals who need cash quickly and have bad credit or no credit history.


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Understanding Boodle Loans

Boodle loans are quick and easy online loans that are granted to South African citizens who meet the requirements. The loans are granted by Boodle (Pty) Ltd, a registered credit provider in South Africa.

To apply for a Boodle, the applicant must be over 18 years old, have a valid South African ID, be employed and have a bank account. The loan application process is completed online, eliminating the need for lengthy paperwork and in-person visits to a bank or financial institution. Most applicants receive a decision within minutes.

Boodle loans are short-term loans that are designed to help borrowers meet their immediate financial needs. The loan amounts range from R100 to R8000, depending on the borrower’s creditworthiness. The loan repayment period is between 2 and 32 days, and the interest rates vary depending on the loan amount and the repayment period.

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Boodle loans are flexible, and borrowers can choose when they would like to repay their loan. The loan can be repaid in full on the due date or in installments over a period of time. Boodle are also renewable, and borrowers who repay their loans on time can apply for another loan.

To access their account, borrowers can log in to their Boodle account using their email address and password. From there, they can view their loan status, repayment schedule, and other account details.

How to Use Boodle Loans App

Boodle Loans

Boodle Loans App is an easy-to-use mobile application that allows users to apply for personal loans quickly and conveniently. Here’s how to use the app:

  1. Download the App: First, download the Boodle Loans App from the App Store or Google Play Store.
  2. Register: After downloading the app, register by providing your personal details such as your name, date of birth, and contact information.
  3. Apply for a Loan: Once you have registered, you can apply for a loan by selecting the loan amount and repayment term that suits you best. The app will then ask you to provide additional information such as your employment details and bank account information.
  4. Approval and Disbursement: Once your loan application is approved, the funds will be disbursed directly to your bank account. The entire process can take less than 10 minutes.
  5. Repayment: You can repay your loan using the app by selecting the repayment date that works for you. The app also allows you to view your repayment history and remaining balance.

Boodle Loans Reviews: What You Need to Know

Boodle Loans

Boodle loans have been a popular option for South Africans seeking short-term loans. However, before applying for a loan with Boodle, it is important to understand what previous customers have experienced with the service. Here is what you need to know about Boodle loans reviews:

Positive Reviews

Many customers have praised Boodle for their ease of use, quick application process, and fast loan disbursement. Some customers have appreciated the ability to choose their repayment terms, which range from 2 days to 6 months. Additionally, some customers have noted that Boodle loans have helped them in times of financial need and have been a reliable source of short-term loans.

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Negative Reviews

Despite the positive reviews, some customers have had negative experiences with Boodle loans. Some customers have complained about poor customer service, long wait times for loan approval, and difficulty in accessing the loan application. Additionally, some customers have noted high fees and interest rates associated with Boodle loans.

Contacting Boodle Loans

Boodle Loans

Boodle Loans offers various ways to get in touch with their customer service team. Customers can contact Boodle Loans by phone, email, or live chat.

For general inquiries or questions about the loan application process, customers can call the Boodle Loans contact number at 0861 266 353. The customer service team is available to answer calls from Monday to Friday, 8 am to 5 pm, and on Saturdays from 8 am to 1 pm.

Customers can also send an email to with their questions or concerns. Boodle promises to respond to all emails within 24 hours.

For those who prefer to chat online, Boodle Loans offers a live chat option on their website. Customers can access the live chat by clicking on the chat icon located at the bottom right corner of the website. The live chat is available during business hours and is a convenient way to get quick answers to questions.

In addition to these contact options, Boodle Loans also has an extensive FAQ section on their website. The FAQ section covers a wide range of topics, including loan requirements, repayment options, and fees. Customers can browse the FAQ section to find answers to common questions before contacting Boodle Loans directly.


In conclusion, Boodle Loans is a legitimate lender in South Africa that offers emergency loans ranging from R100.00 to R8,000.00. Customers can choose to repay the loan in 2 days or up to 6 months, with a daily interest rate of 0.74%. The service fee is R60.00 plus VAT, and the initiation fee is R165.00 plus 10% of the loan amount plus VAT.

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While there are some negative feedback and mixed reviews about Boodle Loans, many customers have praised their customer service and instant cash payday loans. It is important to note that borrowers should only take out loans they can afford to repay and should carefully read and understand the terms and conditions before signing any loan agreement.

Frequently Asked Questions

What is the typical turnaround time for Boodle loans?

Boodle have a quick turnaround time, with most loans being approved and paid out within an hour. However, the exact time may vary depending on the applicant’s individual circumstances.

How do Boodle loans compare to other online loan providers?

Boodle offer competitive interest rates and flexible repayment terms, making them a popular choice among South Africans looking for quick and easy access to short-term credit. However, it is always recommended to compare different loan providers and their terms before making a final decision.

What are the requirements for getting a loan from Boodle?

To be eligible for a Boodle loan, applicants must be over 18 years old, have a regular income, and provide proof of identification and banking information. Additional requirements may apply depending on the loan amount requested.

Can I get a loan from Boodle if I have bad credit?

Boodle loans are available to applicants with bad credit, but the loan amount and interest rate may be higher than for those with good credit. Boodle considers each application on a case-by-case basis and takes into account the applicant’s individual circumstances.

Are there any hidden fees associated with Boodle loans?

Boodle loans are transparent, and there are no hidden fees or charges associated with them. The loan amount, interest rate, and repayment terms are all clearly outlined in the loan agreement.

What is the maximum amount I can borrow from Boodle loans?

Boodle loans offer amounts up to R8,000 for first-time borrowers. However, the loan amount may increase for repeat borrowers who demonstrate responsible borrowing behavior.

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